P&C Insurance - Lifestyle Questionnaire Checklist

Homeowners

Do you use your home for business purposes? Do you have a valuable collection in your home (e.g., jewelry, art, wine, spirits, stamps, coins)? Are you planning any renovations in the next 12 months? Do you employ any household staff or employees? Do you store personal property off the premises (e.g., in a storage unit)? Do you have any animals on your property? Is your home deeded to a Trust or LLC? Do you have a child away at school? Do you have a trampoline on your premises? Does your home have a metal roof? Do you host non-personal events at your home (e.g., fundraisers, non-profit events)? Do you have a finished basement? Do you own a second home? Do you rent out your home as a short-term rental? Do you have a pool on your premises? Is your home considered historic? Do you have smart home devices, connected devices, or engage in online activity in your household? Does your home have solar panels? Do you own vacant land? Is your mortgage paid off? Is your home part of an HOA or condo association?

Auto

Do you rent vehicles outside of the United States? Do you regularly use a company vehicle? Do you participate as a driver in rideshare services (including people, food, and package delivery)? Do you use a vehicle in the course of business (e.g., driving to jobsites, listing or client appointments)? Are any of your vehicles titled to a non-household member? Do you have an employee who drives your vehicles (e.g., nanny, medical care)? Is any of your vehicle customized (e.g., wheels, accessories, adaptive equipment, lift kit)? Do you use a vehicle for racing or off-roading?

Liability Exposures

Do you participate in a non-profit organization as a director or officer? Do you have a full-time employee on your premises? Is your net worth over $5 million? Do you travel outside of the United States? Are you considered a high-profile individual?

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Personal Insurance: Lifestyle Questionnaire