A large loss doesn't need to be a total loss to expose a coverage gap. When repair or rebuild costs exceed the dwelling limit, even partially, the difference becomes the client's problem. That money has to come from somewhere: retirement accounts, home equity, or the investment assets you manage. This analysis shows the real out-of-pocket cost of each funding option, built for the advisor conversation, not the insurance conversation.
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Coverage gap to fund
$175,000
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This is a planning estimate. Your clients deserve the real number.
The full in-app rebuild cost tool uses industry-grade valuation methodology (Marshall & Swift) and accounts for specific home features, local material costs, and construction complexity this tool can't see. It delivers the complete picture: every coverage gap across your client's home, auto, landlord, and umbrella policies, with a shareable client report to document your fiduciary review. Rebuild cost analysis is also available for landlord and investment properties.
No credit card required · Full gap analysis across home, auto, landlord, and umbrella · Shareable client report included