A financial advisor reviewing planning charts on a tablet at a desk

Our Financial Planning Framework

Your whole financial picture, neatly tied together

B.O.W. T.I.E. is our approach to financial planning. Six pillars that work together to show you where you are, where you are going, and how to get there.

Balance

Outcomes

Wealth

Tax

Insurance

Estate

The big picture

The B.O.W. T.I.E. framework ties your entire financial picture together. We start with your Balance Sheet, what you own and owe today. Then we model your Outcomes through projections so you can see where you are headed. From there we focus on building Wealth, lowering your Tax burden, protecting you with the right Insurance, and preserving your legacy through Estate planning. It is more than a plan. It is a complete financial strategy, neatly tied together.

The six pillars

Balance Sheet

Where you stand

A clear snapshot of your assets and liabilities, so every decision starts from what you actually own and owe today.

Outcomes

Where you are headed

Forward-looking projections that map out your path, so you can guide your decisions with a view of what comes next.

Wealth

Grow and protect

Strategies to grow and protect what you have built, matched to your goals and the level of risk you are comfortable with.

Tax

Keep more of it

Smart planning to keep more of what you earn, so your tax bill reflects choices you made on purpose, not ones left to chance.

Insurance

Protect the plan

Protection against life's uncertainties, so an unexpected event does not undo the progress you have made.

Estate

Preserve your legacy

Planning that makes sure your legacy is preserved and passed on the way you intend, to the people you love.

In one line

A comprehensive approach to financial planning that gives you a clear picture of where you are, where you are going, and how to get there.

Prepared by Holistiplan. This material is for informational purposes and does not constitute tax, legal, or investment advice.